If finding a home wasn't stressful enough. Now you've got to fill out....

PAPERWORK!

Don't worry,it's not like doing your taxes or filling out that form at the doctor's office.

If you know what you're in for,it's no big deal,and only takes a few minutes.

I'm going to go over the forms,and if you still want to see the actual hard copies,feel free to fill out your info below and I'll tell you how to get them...so you can practice!

THE BINDER-This is the main document. It includes your offer,how much you're putting down,attorney info and most importantly,your signature. This shows the homeowner that you're serious about making an offer on your home and they may even ask to see it. It will be faxed to the attorneys once the offer is accepted. It has much more impact than a verbal offer.

THE AGENCY DISCLOSRE-This form lets you know who your agent is working for. In this area,normally the agent is working for the homeowner,but still has to be honest and fair to you, the buyer. You're signing this document stating you're aware of who the agent works for. This form should actually be signed before you make the offer.

LEAD PAINT DISCLOSURE- Required for all homes built before 1978. Children were getting sick eating lead paint off the walls. It states whether or not there is lead paint hazard in the home. Usually only applies to older homes,generally the homeowner will state that they have no knowledge of any lead paint hazard in the home. You are free to have a test done yourself. Signing this form means that you're aware of the potential lead paint hazard in the home or the lack thereof.

PROPERTY CONDITON DISCLOSURE-When a homeowner decides to sell,they're given the option of filing out a property condition disclosure form. This document basically asks the homeowner what the condition of the home is,i.e. what's wrong with it!  If the homeowner fills this form out,he is responsible for anything he represents. For instance,if he says "nothing's wrong" and something is,he's liable. If he fills out the form,he receives a $500 credit at the closing. Most attorneys however,advise their homeowners not to fill it out,due to the liability factor. If the homeowner doesn't fill out this disclosure,then the buyers receive the $500 credit. Signing this form means you understand this situation.

I have all of these documents at my disposal,so drop me a line when you need them!